2024 is still going to be very volatile. The Houthi attack in the Red Sea isn't going to be solved in the next few weeks, so it walks into 2024. The situation with Israel is not going to be resolved that quickly either. We've got at a minimum, several months or could be years. So it's a very volatile year. Just looking at it from that perspective. No end in sight with Putin and the war in Ukraine. It’s also an election year and the politics in the U.S. are kind of ugly, but what do we tell people about the stock market during the election year? Buy stocks. They always did better in election years than almost any other years. So you've got these two forces against each other. I'm going to stay in the stocks and biting my nails and trying not to look at my 401k.